Get return of eligible charges at maturity, Systematic Withdrawal Facility from Year 6 and the freedom to manage your plan
FinTech BizNews Service
Mumbai, 5 November 2026: Ageas Federal Life Insurance, one of India’s leading private life insurers, today launched Wealth Infinity Plan, a unit-linked life insurance plan that brings together long-term wealth creation and life insurance protection. Designed around two different financial horizons 1. Building towards a goal 2. Planning for the next Generation – the plan promises customers the freedom to choose investment funds and strategies that support each life stage.
The plan offers two options: Wealth, designed for individuals looking to accumulate wealth towards specific long-term financial goals with a policy term of 10 to 40 years; and Legacy, which combines investment and life insurance cover up to the age of 100 years. The two options allow customers to choose a structure suited to their financial priorities, with flexibility in premium payment and investment strategies.
A key feature of the Wealth Infinity Plan is its range of five investment strategies and 12 fund options, enabling policyholders to select an investment approach based on their preferences and risk appetite. Customers who prefer to make their own investment decisions can use the Self-Managed Strategy to allocate funds available in the plan. Those seeking a more structured approach can choose the Glide Path Strategy to gradually shift the equity-debt mix as maturity approaches; the Systematic Investment Protection Strategy phases investment from debt fund into selected equity funds; the Systematic Gain Strategy moves gains to debt fund when predefined levels are reached; and the Life Stage Strategy adjusts allocation based on age and selected risk profile.
The 12-fund options cover different investment approaches and market segments. These include the IndiGenius Fund, which focuses on high-growth companies across market capitalisations associated with India’s indigenisation, ingenuity and growth themes; the Large Cap Quality Fund, which tracks the BSE Large Cap 100 Quality 30 Index; and the Momentum Growth Fund. The range also includes equity, asset-allocation and fixed-income options, giving customers a choice based on their risk appetite and investment horizon. The investment risk in the portfolio is borne by the policyholder, and fund values are subject to market risks.
The plan incorporates features designed to reward long-term policy continuity. Eligible policies will receive Loyalty Additions and Wealth Boosters. In addition, eligible policyholders receive a return of
premium allocation charges and mortality charges at maturity, subject to the policy conditions. The plan does not levy policy administration charges.
Another stand-out feature is the Systematic Withdrawal Facility, which allows policyholders to receive periodic payouts from their fund value after completion of five policy years. This provides flexibility to access funds for planned financial needs while remaining invested. The plan also offers unlimited fund switches without additional switching charges, subject to policy terms and conditions.
Commenting on the launch, Mr. Jude Gomes, Managing Director & CEO, Ageas Federal Life Insurance, said, “Every stage of life brings new aspirations, responsibilities and promises we make to ourselves and our loved ones. At Ageas Federal Life Insurance, we believe our role goes beyond offering financial solutions; it is about being a trusted partner through these evolving journeys and helping customers move closer to the future they envision. With ‘Wealth Infinity’, we continue to strengthen this commitment by empowering individuals and families to pursue their aspirations and build a lasting financial legacy. This reflects our belief in making every Promise Possible, today and at every stage of life.”
With a minimum annual premium of Rs2 lakh and a minimum Single Pay premium of Rs5 lakh, Wealth Infinity is designed for customers seeking a structured, long-term approach to wealth creation alongside life protection.
Wealth Infinity Plan is available subject to applicable eligibility criteria and policy terms and conditions.
