This achievement reflects the company’s consistent growth trajectory, prudent management of policyholder assets as well as the enduring trust of Kotak Life's customers and partners
FinTech BizNews Service
Mumbai, November 24, 2025: Kotak Mahindra Life Insurance Company Limited (Kotak Life) has achieved a landmark milestone, crossing Rs. 1 Lakh Crore (Rs1 Trillion-Tn) in Assets Under Management (AUM). This achievement reflects the company’s consistent growth trajectory, prudent management of policyholder assets as well as the enduring trust of Kotak Life's customers and partners.
Commenting on the milestone, Mr. Mahesh Balasubramanian, Managing Director, Kotak Life, said: “Crossing Rs. 1 Lakh Crore in AUM in our 25th year is more than a financial milestone—it is a reaffirmation of the trust our customers and partners place in us. At Kotak Life, we remain committed to building sustainable value through innovative products, digital-first solutions, and an unwavering focus on customer needs. This achievement strengthens our resolve to continue shaping the future of life insurance in India.”
Kotak Life’s growth has been powered by a diverse suite of offerings across Protection, Savings, Unit-linked and Annuity solutions. The investment philosophy is rooted in safety, stability and long-term wealth creation, while the strategy focuses on disciplined asset allocation and robust risk management. Since March 2010, Kotak Life’s AUM has grown at a CAGR of 19%, reflecting consistent fund performance and the confidence policyholders continue to place in the company.
With a conservation ratio of 86.26%1, Kotak Life demonstrates strong customer retention and long-term engagement. The company has protected over 5 crore lives*, with an individual claim settlement ratio of 98.6%2 and group claims settlement ratio of 99.63%2, underscoring its ability to honour claims and provide financial security when it matters most.
