EBITDA rises 300% year-on-year to Rs50 crore in FY25
FinTech BizNews Service
Mumbai, September 01, 2025: LenDenClub Group, one of India’s leading digital credit ecosystem players, announced its audited consolidated financial results for the financial year ended March 31, 2025, posting its strongest-ever profitability at the group level. The Group reported a Profit After Tax (PAT) of Rs34 crore, compared to a negative PAT of Rs14 crore in FY24, reflecting a growth of over 340% year-on-year. This milestone highlights a clear shift in the Group’s financial trajectory, supported by strengthened unit economics, enhanced risk management, and sustained revenue momentum.
Despite regulatory hurdles, LenDenClub Group has delivered strong performance. For the full year, consolidated revenue stood at Rs236 crore, up 28% from Rs185 crore in FY24. Operational efficiencies and a disciplined approach to cost management further strengthened profitability, with the Group reporting a positive EBITDA of Rs50 crore, an improvement of over 300% compared with the previous fiscal. This is particularly significant given the regulatory headwinds faced by the sector, including sudden policy changes, the requirement to bring existing transactions under new rules, and a short transition window for overhauling payment mechanisms.
The results reflect the strength of LenDenClub Group’s diverse business verticals, spanning Peer-to-Peer (P2P) Lending, Loan Service Provider (LSP) operations, and Technology Service Provider (TSP) offerings, areas into which the Group strategically diversified two years ago, and which are now contributing meaningfully to overall performance. The technology platform business has contributed around 20% of the group's revenue.
Across different platform businesses, the Group has cumulatively facilitated more than Rs16,000 crore in credit disbursals to date, with a registered user base of over 3 crores. These achievements reinforce its role as a diversified digital credit ecosystem, enabling access to credit and alternative investments across India.
Commenting on the results, Bhavin Patel, Co-founder and CEO of LenDenClub Group, said, “FY25 marks a milestone year for us, with profitability achieved at the group level despite regulatory shifts in P2P lending that required business restructuring. Over the last year, we have almost overcome the legacy of pre-regulation P2P transactions, and all our new practices are now perfectly aligned with the updated regulatory framework.
Our focus during this period has been on strengthening the foundation, achieving operational efficiencies, and accelerating innovation across platforms. This turnaround is a testament to the robustness of our ecosystem and the trust we continue to earn from both borrowers and lenders. To date, our ecosystem has positively impacted nearly 1 crore Indians, many of whom represent segments underserved by traditional financial institutions.
In parallel, our diversification into Loan Service Provider (LSP) operations and Technology Service Provider (TSP) offerings has begun delivering significant value at the group level. Looking ahead, we believe that with the right impetus and support for technological innovation, not just our company but the fintech sector as a whole can unlock far greater growth and impact.”
Looking ahead, the company plans to expand credit access by leveraging data-driven insights, increasing outreach across underserved segments, and forging deeper collaborations with institutions and ecosystem partners. The Group continues to deliver innovative investment products and lending solutions while staying aligned with compliance and regulatory expectations.
