Most of Teething Issues In Cheque Clearance Resolved


Post implementation of continuous clearing system (t+0) on October 4, 2025, a total of 1.49 cr instruments, amounting to Rs. 8,49,557 crore, have been processed and cleared through the central system


FinTech BizNews Service

Mumbai, 14 October 2025: As per RBI’s directions, the cheque clearing system has

transitioned from batch processing (t+1) to continuous clearing system (t+0) to enable faster

cheque clearance. This change was implemented on October 4, 2025.

Post implementation, a total of 1.49 crore instruments, amounting to Rs. 8,49,557 crore, have

been processed and cleared through the central system.

During these initial days, we have encountered some teething issues both at the central

system operated by NPCI and at the participating banks, resulting in delays in clearing and in

crediting customers’ accounts, and a large number of returns.

Most of these issues have now been resolved, and the central system is stable since Monday,

October 13, 2025. NPCI is working with banks to address any remaining issues, to ensure

same-day credit for the presented cheques.

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