The comprehensive B2B platform for the MSME ecosystem, Udyog Plus, has scaled up significantly with over 24 lakh registrations and reached an AUM of Rs 6,229 crore as of June 30, 2026; Gross stage 3 ratio of the NBFC Business improved by 97 bps year-on-year and 3 bps sequentially to 1.30%
FinTech BizNews Service
Mumbai, July 31, 2026: Aditya Birla Capital Limited (“The Company”) announced its financial results for the quarter ended June 30, 2026.
The consolidated revenue 1 grew by 29% year-on-year to Rs 14,731 crore in Q1 FY27. The consolidated profit after tax grew by 40% year-on-year to Rs 1,175 crore in Q1 FY27. The overall lending portfolio (NBFC and HFC) grew by 32% year-on-year and 6% sequentially to Rs 2,19,289 crore as on June 30, 2026. The total AUM (AMC, life insurance and health insurance) grew by 36% year-on-year to Rs 7,52,745 crore as on June 30, 2026. The life insurance individual first year premium grew by 20% year-on-year to Rs 952 crore in Q1 FY27 and health insurance gross written premium grew by 50% year-on-year to Rs 2,196 crore in Q1 FY27.
Key Business Highlights:
NBFC Business
Disbursements grew by 34% year-on-year to Rs 21,201 crore
AUM grew by 28% year-on-year and 5% sequentially to Rs 1,67,456 crore
Profit before tax grew by 32% year-on-year and 10% sequentially to Rs 1,222 crore
Return on assets increased by 14 bps year-on-year and 8 bps sequentially to 2.39%
Gross stage 3 ratio improved by 97 bps year-on-year and 3 bps sequentially to 1.30%
Housing Finance
Disbursements grew by 39% year-on-year to Rs 7,515 crore
AUM grew by 50% year-on-year and 9% sequentially to Rs 51,833 crore
Profit before tax grew by 95% year-on-year and 18% sequentially to Rs 300 crore
Return on assets increased by 53 bps year-on-year and 5 bps sequentially to 2.12%
Gross stage 3 ratio improved by 22 bps year-on-year and 3 bps sequentially to 0.41%
AMC Business
Mutual fund quarterly average assets under management grew by 6% year-on year to 4,27,675 crore
Equity QAAUM grew by 10% year-on-year to Rs 1,98,722 crore
Individual monthly average assets under management grew by 3% year-on-year to 2,10,606 crore
Profit after tax grew by 12% year-on-year to Rs 309 crore
Life Insurance Business
Individual First Year Premium (FYP) grew by 20% year-on-year to Rs 952 crore
Group new business premium increased by 74% year-on-year to Rs 1,281 crore
Renewal premium grew by 19% year-on-year to Rs 2,345 crore
Net value of new business (VNB) margin increased by 756 bps year-on-year to 15.1%
Absolute net VNB grew by 153% year-on-year to Rs 167 crore
Health Insurance Business
Gross written premium grew by 50% year-on-year to 2,196 crore
Standalone health insurer market share increased by 200 bps year-on-year to 16.2%
Combined ratio improved to 106% (Q1 FY26: 107%)
During Q1 FY27, the Company raised equity growth capital of Rs. 4,000 crore - Rs. 2,880 crore from Grasim Industries Limited (Promoter), Rs. 200 crore from Suryaja Investment Pte Limited, Singapore (Promoter Group entity) and Rs. 920 crore from International Finance Corporation (IFC) - via preferential allotment of shares. A large majority of the proceeds from the raise i.e. 87.5% will be utilised for meeting the growth objectives of the NBFC business and 12.5% for other general corporate purposes, including investments in subsidiaries/JV/associates.
The Company continues to strengthen its digital platforms to enable seamless customer onboarding and service delivery. The Company’s D2C platform, ABCD offers a comprehensive portfolio of more than 26 products and services such as payments, loans, insurance, and investments. The platform has witnessed a strong response with about 1.2 crore customer acquisitions as of June 30, 2026.
The comprehensive B2B platform for the MSME ecosystem, Udyog Plus, offers seamless, paperless digital journey for business loans, supply chain financing and a host of other value-added services. It has scaled up significantly with over 24 lakh registrations and reached an AUM of Rs 6,229 crore as of June 30, 2026.
The Company also continues to expand its physical footprint with a pan-India presence of 1,759 branches across all businesses as of June 30, 2026. The branch expansion is targeted at driving penetration into tier 3 and tier 4 towns and new customer segments.
