Provision Coverage stood at 55.53% on stage 3 assets as against 55.95% as at March 31, 2025
FinTech BizNews Service
Mumbai, April 15, 2026: A meeting of the Board of Directors of HDB Financial Services Limited was held in Mumbai on Wednesday, April 15, 2026 to consider and approve the audited financial results for the quarter and year ended 31st March 2026.
Performance Highlights – Q4FY26:
Net interest income was Rs 2,399 crore for the quarter ended March 31, 2026 compared to
Rs 1,973 crore for the quarter ended March 31, 2025, an increase of 21.6%
Net total income was Rs 3,063 crore for the quarter ended March 31, 2026 compared to
Rs 2,616 crore for the quarter ended March 31, 2025, an increase of 17.1%
Pre-provisioning operating profit was Rs 1,696 crore for the quarter ended March 31, 2026
compared to Rs 1,338 crore for the quarter ended March 31, 2025, an increase of 26.7%
Loan losses and provisions was Rs 685 crore for the quarter ended March 31, 2026 compared to
Rs 634 crore for the quarter ended March 31, 2025, an increase of 8.0%
Profit before tax was Rs 1,011 crore for the quarter ended March 31, 2026 compared to
Rs 704 crore for the quarter ended March 31, 2025, an increase of 43.6%
Profit after tax was Rs 751 crore for the quarter ended March 31, 2026 compared to Rs 531 crore
for the quarter ended March 31, 2025, an increase of 41.4%
Profit after tax was Rs 2,544 crore for the year ended March 31, 2026 compared to Rs 2,176 crore
for the year ended March 31, 2025, an increase of 16.9%
Asset under management (AUM) was Rs 1,18,733 crore as on March 31, 2026 compared to
Rs 1,07,262 crore as on March 31, 2025, a growth of 10.7%
Gross Loan Book stood at Rs 1,18,493 crore as on March 31, 2026 compared to Rs 1,06,878 crore
as on March 31, 2025, a growth of 10.9%
Gross Stage 3 loans was at 2.44% as against 2.26% as at March 31, 2025
Net Stage 3 loans was at 1.09% as against 0.99% as at March 31, 2025
Provision Coverage stood at 55.53% on stage 3 assets as against 55.95% as at March 31, 2025
