India Shelter Finance Corporation reports Rs. 11,284 Cr AUM in Q1FY27, up 24% YoY;
FinTech BizNews Service
Mumbai, 6 August, 2026: The Board of Directors of India Shelter Finance Corporation at its meeting held today, approved the unaudited financial results for quarter ended June 30, 2026.
Key Performance Metrics:
Particulars (Rs. Crs) | Q1FY27 | Q1FY26 | YoY | Q4FY26 | QoQ |
Gross AUM | 11,284 | 9,120 | 24% | 11,044 | 2% |
Disbursements | 641 | 887 | Refer Note 1 | 1,040 | Refer Note 1 |
Spread (%) | 6.6% | 6.4% |
| 6.6% |
|
Opex/Gross AUM | 4.0% | 4.1% |
| 3.9% |
|
PAT | 143 | 119 | 20% | 138 | 4% |
RoA (%) | 5.8% | 6.0% |
| 5.9% |
|
RoE (%) | 17.5% | 17.2% |
| 17.6% |
|
Gross Stage 3 (%) | 1.5% | 1.2% |
| 1.2% |
|
Note 1 - During Q1FY27, the Company consciously transitioned to recognizing disbursements on cheque realization rather than cheque handover.
Commenting on the performance, Mr. Rupinder Singh, Managing Director and CEO of India Shelter Finance Corporation said: FY27 has begun on a steady note, Gross AUM grew 24% YoY to Rs. 11,284 Crs.
During the quarter, the Company consciously transitioned to recognizing disbursements on cheque realization rather than cheque handover. This transition is aligned with stronger operational controls and the impact of the same is one time in nature. This one-time accounting change has shifted a portion of disbursement recognition across reporting periods and temporarily impacted reported Q1FY27 disbursements. Reported disbursements for the quarter stood at Rs. 641 Crs. Disbursement at clearance for Q1FY27 was at Rs. 1,046 Crs.
On profitability metrics, PAT for the quarter came in at Rs. 143 Crs registering a growth of 20% YoY and 4% QoQ. RoE for the quarter stood at 17.5%. Our Networth now stands at Rs. 3,352 Crs.
Profitability:
Borrowings & Liquidity:
Asset Quality & Provisions:
