MMFSL’s Asset quality remained within the guided range, with GS3 at 3.9% and GS2+GS3 at 9.7%

FinTech BizNews Service
Mumbai, October 28, 2025: The Board of Directors of Mahindra & Mahindra Financial Services Limited (Mahindra Finance / MMFSL), a leading provider of financial services in Emerging India, at its meeting held today, announced the unaudited financial results for the quarter ended September 30, 2025 (Q2 FY26).
Standalone:
Key Highlights:
MMFSL reported a 54% year-on-year (YoY) growth in Profit After Tax (PAT) for the quarter ended September 30, 2025. The Company’s loan book grew by 13% YoY and disbursements grew at 3% YoY. MMFSL’s Asset quality remained within the guided range, with GS3 at 3.9% and GS2+GS3 at 9.7%. The credit cost for quarter ended September 30, 2025, was at 2.2%.
• Capital Adequacy healthy at 19.5%, Tier-1 Capital @16.9%. Provision coverage on Stage 3 loans prudent at 53%. Total liquidity buffer comfortable at ~ ₹8,572 crores.