The NBFC Makes History with Rs1 Lakh Crore Market Capitalization Milestone
FinTech BizNews Service
Mumbai, June 9, 2025: Muthoot Finance, India’s largest gold loan Non-Banking Financial Company (NBFC), headquartered in Kochi, has become the first listed company from Kerala to cross the coveted Rs1 lakh crore market capitalization (m-cap) milestone. The share price touched an all-time high of Rs2,542.90 on BSE today. Muthoot Finance now ranks amongst the top 100 listed Indian companies in terms of m-cap.
This milestone underscores Muthoot Finance’s continued business excellence and investor trust. In FY25, the company reported a Consolidated Loan AUM of Rs1.22 lakh crore, having crossed Rs1 lakh crore in Gold Loan AUM, and achieved a Consolidated Profit After Tax (PAT) of Rs5,352 crore, showcasing its robust performance.
Notably, Muthoot Finance achieved Rs50,000 crore market capitalization in Q2FY21 when the share price hit Rs1,120. In just four years, by Q2FY25, the company soared to Rs75,000 crore market capitalization as the share price reached Rs1,850—signifying sustained investor faith and growth momentum.
The company also received credit rating upgrades from leading global agencies:
• S&P Ratings upgraded from BB/B to BB+/B,
• Moody’s Ratings upgraded from Ba2 to Ba1, reflecting improved financial strength, strong asset quality, and stable profitability.
George Alexander Muthoot, Managing Director, Muthoot Finance, said:
“Crossing the Rs 1 lakh crore market capitalisation mark is a landmark achievement – for Muthoot Finance. This milestone is rooted in our strong fundamentals, consistent performance, our customer-first approach, and the trust placed in us by millions across India. It also underscores the growing recognition and formalization of the gold loan sector, which has long served as a lifeline for Indian households in the time of need. As we celebrate this moment, we remain deeply committed to drive financial inclusion through our expansive branch network and delivering sustained value to all our stakeholders.”
Muthoot Finance has also expanded its national footprint rapidly, now operating over 4,800 branches across the country. The company is doubling down on digital lending solutions and has been diversification portfolio with offerings including Personal Loans, Business Loans, Affordable Housing Loans, Loan against Property, Insurance broking etc. through its different verticals.
Amidst India’s progressing credit landscape, Muthoot Finance has stood out through financial prudence, technological innovation, and an unwavering commitment to financial inclusion and CSR activities. It’s encouraging growth trajectory, marked by a consistent profitability record, low-risk lending practices, and a rapidly expanding loan book, makes it a preferred choice among investors in the financial services sector.
