Highest Ever Consolidated Profit after Tax at Rs. 5,352 crores in any year, up by 20% YoY
FinTech BizNews Service
Mumbai, May 14, 2025: A meeting of the Board of Directors of Muthoot Finance Ltd. was held today to consider and approve the audited standalone and consolidated results for the quarter and financial year ended March 31, 2025.
Consolidated Results of Muthoot Finance
Muthoot Finance Ltd Consolidated Loan Assets Under Management grew 37% YoY to Rs. 1,22,181 crores in FY25 as against Rs. 89,079 crores last year. During the quarter, Consolidated Loan Assets Under Management increased by 10%. Consolidated Profit after tax increased by 20% YoY to Rs. 5,352 crores as against Rs. 4,468 crores last year.
(Rs. in crores)
Financial Performance | Q4 FY25 | Q3 FY25 | QoQ % | Q4 FY24 | YoY % | FY25 | FY24 | YoY % |
Group Branch Network | 7,391 | 7,340 | 1% | 6,541 | 13% | 7,391 | 6,541 | 13% |
Consolidated Gross Loan AUM of the Group | 122,181 | 111,308 | 10% | 89,079 | 37% | 122,181 | 89,079 | 37% |
Consolidated Profit after Tax of the Group | 1,444 | 1,392 | 4% | 1,182 | 22% | 5,352 | 4,468 | 20% |
Contribution in the Consolidated Gross Loan AUM of the Group | ||||||||
Muthoot Finance Ltd | 106,418 | 96,072 | 11% | 75,327 | 41% | 106,418 | 75,327 | 41% |
Subsidiaries | 15,763 | 15,236 | 3% | 13,752 | 15% | 15,763 | 13,752 | 15% |
Contribution in the Consolidated Profit after Tax of the Group | ||||||||
Muthoot Finance Ltd | 1479 | 1,341 | 10% | 1,050 | 41% | 5,126 | 4,029 | 27% |
Subsidiaries | -35 | 51 | -170% | 132 | -127% | 226 | 439 | -49% |
Mr. George Jacob Muthoot, Chairman said “We are glad to announce another year of remarkable growth and historic milestone achievement for the company. Our Consolidated Loan Assets Under Management crossed historic milestone of Rs.1lakh crore (Trillion) reaching Rs. 1,22,181 crores. Our Standalone Loan Assets Under Management crossed historic milestone of Rs.1lakh crore reaching Rs 1,08,648 crores. The Consolidated Loan Assets Under Management increased by 37% YoY, and Standalone Loan Assets Under Management increased by 43% YoY. The Consolidated Profit after Tax for FY25 increased by 20% YoY at Rs. 5,352 crores. With a strong focus on Muthoot Finance’s vision to emerge as a diversified financial services group, FY25 was a year of transformation. Alongside expanding our non-gold loan portfolio, we accelerated our digital initiatives to drive growth across all product segments. We remain proud of our leadership in the gold loan industry, while successfully tapping into growth opportunities in affordable housing, microfinance, personal loans and small business loans. The recent regulatory guidelines are a positive step for the sector; however, we have always operated with strong governance and are already aligned with these directives. As we step into FY26, we do so with optimism and remain committed to our various stakeholders.”
Mr. George Alexander Muthoot, Managing Director said, " We are proud to announce that this year we crossed historic milestone of Rs.1lakh crore Gold Loan AUM reaching Rs.1,02,956crores. This year, we achieved the highest ever Gold Loan advance to new customers of Rs. 21,888 crores, reinforcing our position as a trusted partner in the gold loan industry. Complementing our core gold loan business, our non-gold loan offerings continued to gain traction, with our microfinance loans, personal loans, and home loans playing a pivotal role in diversifying our overall loan book. The housing finance arm achieved disbursements of Rs. 1,242 crores in FY25 as against Rs. 815 crores in FY 24. The micro finance arm also showcased resilience amidst broader sectoral challenges, with a positive return on asset. As part of our transformational journey, FY25 saw a strong push towards strengthening our digital capabilities and engaging with tech-savvy customers. Our omnichannel strategy is delivering results, with key infrastructure in place to transition both gold and non-gold customers — especially those previously transacting in cash — to digital platforms.”
