TVS Credit Records Growth Of 26% In Disbursement

The NBFC reports the highest-ever PAT of Rs913 crores for FY 2025–26

FinTech BizNews Service

Mumbai, 12 May 2026: TVS Credit Services Limited, one of India’s leading NBFCs, announced its financial results for the fourth quarter and financial year ended March 31, 2026. The Company registered a 26% growth in disbursements in FY26 compared to FY25. TVS Credit reported a Total Income of Rs7,196 crores for FY26, a growth of 9% from FY25 and its highest ever Net Profit after Tax of Rs913 crores for FY26, a growth of 19% from FY25.

Q4 FY26 Highlights:

• AUM stood at Rs. 30,639 crores as of Mar ‘26, a 15% growth compared to Mar ‘25.
• Total Income for Q4 FY26 was Rs. 1,859 crores, a 11% growth compared to Q4 FY25.
• Profit before Tax for Q4 FY26 stood at Rs. 348 crores, a 15% growth compared to Q4 FY25.
• Net Profit after Tax was Rs. 256 crores for Q4 FY26, a 13% growth compared to Q4 FY25.

FY2025–26 Highlights:

• AUM stood at Rs. 30,639 crores as of Mar ‘26, a 15% growth compared to Mar ‘25.
• Total Income for FY26 was Rs. 7,196 crores, a 9% growth compared to FY25.
• Profit before Tax for FY26 stood at Rs. 1,238 crores, a 21% growth compared to FY25.
• Net Profit after Tax was Rs. 913 crores for FY26, a 19% growth compared to FY25.

In Q4 FY26, TVS Credit reported sustained growth in disbursements, supported by improved consumption sentiment and traction across key retail financing segments. The two-wheeler category witnessed strong demand during the quarter, aided by steady recovery across urban and semi-urban markets. The increasing adoption of electric vehicles, supported by improved affordability, wider model availability and financing penetration, further contributed to demand. Consumer durable financing remained steady, driven by seasonal purchases and increased discretionary spending. During the period, the Company maintained its focus on risk-calibrated growth across product categories, building a diversified book. The Company has adopted a prudent and proactive approach to underwriting and risk through calibrated credit policy restrictions and sharper credit metrics, which has started to reflect in improvement in portfolio quality through reduction in total credit costs and GNPA as of Mar’26. TVS Credit continued to drive penetration of existing products, expand product offerings, and scale up distribution, while enhancing customer experience and operational efficiency.

During FY26, TVS Credit disbursed loans to over 53 lakh new customers, bringing its total customer base to over 2.4 crore as of Mar’26.

TVS Credit will continue to focus on leveraging technology and innovation to drive digital transformation and deepen customer relationships while maintaining strong risk management practices.