he Provision Coverage Ratio (PCR) as on September 30, 2026 was at 81.38% and PCR without considering Gold Loans NPAs was at 82.01%.
FinTech BizNews Service
Mumbai, 23 October, 2026: The Board of Directors of DCB Bank Ltd. at its meeting in Mumbai on October 23, 2026, approved the unaudited financial results for the quarter and half-year ended September 30, 2026 (Q2 FY 2027) along with limited review report by statutory auditors ‘Varma & Varma, Chartered Accountants’ and ‘Deloitte Haskins & Sells, Chartered Accountants’.
Highlights:
1) The Bank’s Profit After Tax (PAT) for Q2 FY 2027 was at INR 236 Cr. In comparison Profit After Tax for Q2 FY 2026 was at INR 184 Cr., growth of 29%.
2) Advances growth year-on-year was at 21% and Deposits growth year-on-year was at 19%.
3) The Gross NPA as on September 30, 2026, was at 2.29%. Net NPA was at 0.73% as on September 30, 2026.
4) The Provision Coverage Ratio (PCR) as on September 30, 2026 was at 81.38% and PCR without considering Gold Loans NPAs
Speaking on the Q2 2027 results Mr. Praveen Kutty, Managing Director & CEO said, “Robust growth in both deposits and advances, steadily increasing operating profit, Gross NPA & Net NPA at multi year lows and PCR at multi year high, culminating in the highest ever quarterly PAT for the fifth consecutive quarter, ROA in excess of 1% and ROE in excess of 14.5%”.
