India Will Rise Because Its Entrepreneurs Rise
FinTech BizNews Service
Mumbai, 29 December 2025: As we step into 2026, UGRO Capital Managing Director Shachindra Nath, has shared a wonderful thought for action:
“MSMEs are the backbone of the Indian economy and play a crucial role in nation-building.”- Prime Minister Shri Narendra Modi
This statement is not merely an observation, it is a call to action. Strengthening MSMEs is now a shared national responsibility, especially for India’s financial ecosystem.
India today stands as the world’s fourth-largest economy, with a clear pathway to becoming the third by the end of this decade. This milestone will be discussed through rankings and charts. But the real story lies beneath the numbers. India’s rise has not been built by a handful of giants. It has been shaped by millions of small businesses, from a Banarasi saree weaver preserving centuries of craft, to a Chennai silk trader operating at scale across modern supply chains. MSMEs are not participants in the India story; they are its authors.
What defines this moment is not just recovery, but resilience in motion. India’s MSMEs have absorbed the shocks of Covid, adapted to global trade uncertainty, managed tighter credit cycles and embraced rapid digitisation. They have not paused; they have adjusted and moved forward. In many ways, this journey mirrors the rise of India’s women’s cricket team. Long under-recognised and under-supported, they progressed from participation to contention through belief, institutional backing and sustained investment. MSMEs stand at a similar threshold today. With consistent support and patient capital, outcomes will follow.
The past few years have laid the foundation for this transition. UPI, GST, digital public infrastructure, and data-sharing frameworks have transformed visibility and formalisation. Access to credit is shifting from scarcity to smarter, data-led capital, enabling resilience rather than fragility. At UGRO, we recognised this possibility from day one. We believed MSMEs were not high-risk outliers, but disciplined enterprises underserved by traditional underwriting. Our journey, from MSME Accha Hai to Bharosa MSME Par has been guided by one belief: India’s future will be written through the success of its entrepreneurs, business by business and cluster by cluster.
In 2026, that belief takes a national form: India By MSME.
This is not a slogan. It is a recognition that India’s next phase of growth formalisation, employment, exports and supply-chain resilience, will be powered largely by MSMEs across Bharat, including its Tier 2, Tier 3 and Tier 4 towns.
But this moment calls for collective action. If India is to rise decisively, banks, NBFCs, fintechs, DFIs, investors and policymakers must move in alignment. Supporting MSMEs is not just good economics; it is nation-building.
As we welcome 2026, my conviction remains unchanged: India will rise because its entrepreneurs rise.
Let us come together to make 2026 a year that truly belongs to India By MSME.
Wishing you and your families a year of purpose, progress and good health.
