Muthoot Finance’s PAT Up By 98% at Rs10,607 Cr

Muthoot Finance: Historic Highest YoY Growth In Loan AUM of Rs59,736 Crores, at 49%

George Alexander Muthoot, Managing Director

A meeting of the Board of Directors of Muthoot Finance Ltd. was held today to consider and approve the audited standalone and consolidated results for the quarter and financial year ended March 31, 2026.

Consolidated Results of Muthoot Finance Ltd

Muthoot Finance Ltd Consolidated Loan Assets Under Management grew 49% YoY to Rs. 1,81,916 crores in  FY26 as against Rs. 1,22,181 crores in FY25. Consolidated Profit after tax for FY26 increased to Rs. 10,607 crores as against Rs. 5,352 crores last year, an increase of 98% YoY. During the quarter, Consolidated Loan Assets Under Management grew by Rs. 17,196 crores, growth of 10%.

(Rs. in crores)

Mr. George Jacob Muthoot, Chairman said “We are glad to announce another year of remarkable growth and significant milestone achievement for the company. 

Our Consolidated Loan Assets Under Management crossed the milestone of Rs. 1,81,000 crores and has increased by 49 % YoY. Our Standalone Loan Assets Under Management crossed significant milestone of Rs. 1,62,000 crore and has increased by 50% YoY .  . The Consolidated Profit after Tax for FY26 increased by 98% YoY at Rs.10,607 crores. The Standalone Profit after Tax for FY26 increased by 95% YoY at Rs.10,134 crores.With a strong focus on Muthoot Finance’s vision to emerge as a diversified financial services group, FY27 is expected to be another year of disciplined growth and transformation. The new gold loan guidelines are a positive step for the industry and are expected to accelerate the formalisation of the gold loan sector by strengthening transparency, governance, and customer confidence in organised players. As one of the pioneers of the organised gold loan industry, we believe these changes will help deepen financial inclusion and further expand access to formal credit across India. Alongside maintaining our leadership in gold loans, we continue to make steady progress across affordable housing finance, microfinance, personal loans, and small business lending, while also accelerating digital initiatives across the organisation. Despite ongoing geopolitical shifts and global uncertainties, we remain optimistic about India’s long-term structural growth story and is committed to creating sustainable value for all stakeholders.”

Mr. George Alexander Muthoot, Managing Director said, " We are proud to announce that this year we crossed another significant milestone, with Consolidated Gold Loan AUM reaching Rs.1,65,030 crores increased by 54% YoY and Standalone Gold Loan AUM reaching Rs. 1,54,084 crores increased by 50%. During the year, we also achieved our highest ever gold loan advances to new customers at Rs. 29,347 crores among 17.71lakh New Customers, reinforcing our position as a trusted partner in India’s organised gold loan industry. As the sector continues to formalise and evolve, we remain focused on delivering responsible, transparent, and customer-centric lending solutions at scale. Complementing our core gold loan business, our non-gold loan offerings continued to gain traction, with our microfinance loans, personal loans, and home loans playing a pivotal role in diversifying our overall loan book. The micro finance arm also showcased resilience amidst broader sectoral challenges, with a positive return on asset. We further strengthened our digital infrastructure and customer engagement capabilities to enhance convenience, improve servicing efficiency, and deepen penetration among digitally savvy customers. Our omnichannel strategy is steadily enabling a seamless transition for both gold and non-gold loan customers towards digital platforms, while continuing to preserve the strong relationship-led approach that remains central to Muthoot Finance’s business model.”